Term Life
Overview
MetLife serves more than 100 million people1 and provides benefits and retirement solutions to more than 90 Fortune 100 companies2. MetLife’s customer-focused solutions, exceptional service and proven expertise — combined with state-of-the-art capabilities of strategic third-parties — provides expert guidance that employers can be confident in.
How it helps
You
Running a business can demand a lot of time and resources — we don’t think you should have to work harder than you already do. Let us help. Our flexible Statement of Health (SOH) solutions make the insurability process easier, quicker, and more streamlined. We can manage the process for your Group Life Benefits, giving you more to concentrate on what you’re best at — running your business.
Your Employees
Comprehensive, confident, and confidential. MetLife works directly with your employees to manage the medical evidence of insurability process. Based on their individual Statement of Health form, employees will receive details on approvals, denials and exam reports by mail. We know privacy matters, so information will be sent directly to their homes, letting them discuss details privately with their families.
We help ensure employees receive their coverage in a timely manner by providing:
- A SOH imaging system that captures data upon receipt.
- Vendors that offer paramedical exams, and that retrieve any additional corresponding medical records or attending physician’s statement(s), if required.
- Notification on applicants’ status and decision by mail.
MetLife informs you or your plan administrator of each applicants' status via weekly reports.