Group Disability Insurance

Employers:  Group Insurance Plans | New York Life Group Benefit Solutions

Your partner of choice in group insurance

Our integrated group insurance offers administrative ease, financial protection, and peace of mind for you and your employees through a connected suite of fully insured and self-insured, employer and employee-paid solutions.  Our long history of providing security for employers and employees, plus our focus on innovation, means you will have a flexible, reliable partner for years to come.  

Employees:  Benefits for Employees | New York Life Group Benefits Solutions

Group Insurance Solutions

Preparing for the unexpected

No one knows what the future will bring. But there are things you can do to better manage what life may hand you. That’s why New York Life Group Benefit Solutions offers insurance solutions to assist you in protecting what matters. Your job provides more than a salary—it provides an opportunity to enroll in benefits to help keep you and your family financially secure for the long run. You can’t always predict what will happen in life, but you can prepare for the unexpected. With, New York Life Group Benefit Solutions provided by your employer, you have coverage to help ensure peace of mind during those unexpected moments.  

With group disability insurance, you can prepare today to better protect tomorrow. If an illness or injury should occur, you may need more than just health coverage. Group disability insurance can help pay part of your covered earnings when you can't work for a period of time due to a covered illness or injury.

If offered through your employer, New York Life Group Benefit Solutions (NYL GBS) provides two different options to help meet your needs:

• Short-term disability: Helps if you are temporarily disabled for a short period of time.
• Long-term disability: Offers you additional protection if you are disabled and unable to work for an extended amount of covered time.

How it works

1. Pays a percentage of covered earnings if you can't work for a period of time due to a covered illness or injury.

2. Quick disability claim decisions, so you'll receive payment for your claims quickly. The money can be spent any way you'd like. You can use it just as you'd use your paycheck.

3. Automatic leave initiation if your employer also partners with New York Life Group Benefit Solutions for leave management administration. We'll streamline your request and provide guidance on Family and Medical Leave Act (FMLA), state, and/or company leaves that may be applicable.