Accident, Critical Illness, Hospital Indemnity

Securian’s unique brand of service has established them as a valued provider of group insurance benefits. Securian is known for their responsiveness, flexibility, personal touch and service excellence. Combining their deep knowledge of their clients’ demographics along with data analytics ensures employees have the insurance protection and financial wellness solutions that fit their needs.

Accident Insurance

You

Accident insurance provides a lump sum cash payment to you if you suffer an injury due to an accident covered under the policy. You may use the money however you wish. 

For employers, accident insurance is an easy benefit to administer and can add significant value to a comprehensive employee benefits program at a low cost. Accident insurance helps your employees maintain financial wellness. The expenses that results from unexpected accidents and injuries can often be overwhelming to employees and their families. 

Your Employees

Accident insurance is not medical insurance. Insureds may use the cash benefit any way they want, whether it’s to help pay medical expenses or daily living expenses. Accident insurance typically includes benefits for:

• Emergency room treatment
• Ambulance
• Dislocations
• Fractures

Critical Illness Insurance

You

Critical illness insurance provides a lump sum cash payment to you if you are diagnosed with a condition covered under the policy. 

For employers, critical illness insurance is an easy benefit to administer and can add significant value to a comprehensive employee benefits program at a low cost. Critical illness insurance helps your employees focus on recovery, not finances.  

Your Employees

Critical illness is not medical insurance. Insureds may use the cash benefit any way they want, whether it’s to help pay medical expenses or daily living expenses. Critical illness insurance typically includes benefits for:

• Heart attack 
• Cancer 
• Stroke 

Hospital Indemnity Insurance

You

Group hospital indemnity insurance provides a predetermined daily benefit amount while the insured is in the hospital. The benefit can be used to help pay out-of-pocket and non-covered costs, plus additional living expenses.

For employers, hospital indemnity insurance is an easy benefit to administer and can add significant value to a comprehensive employee benefits program at a low cost. Hospital indemnity insurance can help your employees with unplanned medical expenses. 

Your Employees

Hospitalization is a lot more common than you may realize. When it happens, it can be costly. Along with rising healthcare costs and deductibles, a hospital stay can mean lost wages and other unexpected bills. Hospital indemnity insurance can help employees pay for unexpected medical costs.