Universal Life

As a recognized leader in both the retirement and voluntary benefits industry, Transamerica’s comprehensive portfolio provides access to exceptional benefits for employers, employees and their families. With their significant investments in technology and administrative support, employers are discovering their product design flexibility, self-administration offerings and superior implementation experience — all with a real commitment to personal attention.

You

• Provides access for employees to life insurance to age 100 instead of only term life insurance.
• Provides access for employees to obtain Living Benefits for LTC expenses on a guaranteed issue basis.
• Permanent life insurance product is fully residentially hosted on the platform.

Your Employees

• Guaranteed Issue up to $150,000 for employees and $25,000 for spouse/$20,000 child term.
• Living Benefit and Extension rider for LTC expenses available.
• 5.25% current interest rate for accumulated cash value.