Life, Voluntary Life Insurance, Term Life
Overview
As a health services company, Cigna has the capabilities and insights to deliver a more connected approach to your overall benefits strategy. Cigna has a holistic view of health that allows us to deliver personalized, proactive support to help you and your employees be healthy, productive and more financially protected. Our customer-centered approach is designed to provide a better client and customer experience.
How it helps
You
At Cigna, we think a life insurance plan should do more than promise value in the future. It should give customers value at every stage of life’s journey – starting on day one. Life insurance needs vary by individual circumstances. That’s why we offer employers flexible, personalized plans that meet the needs of different life stages. With Cigna Life Insurance, your employees and their families also have access to a suite of programs and services available for use at any time.
Your Employees
At Cigna, we understand that life insurance needs vary by individual circumstances. And, even though life insurance coverage is a topic many of us don’t like to talk about – the reality is, having the right amount of coverage is important should you or a family member pass away prematurely. Life Insurance can help provide your family with additional financial support to cover current and future living expenses.
- Advantage of group rates. Group coverage is typically less expensive than if you purchased coverage on your own.
- Guaranteed issue. By enrolling in life insurance through your employer, you’re being offered a certain amount of coverage without the need to answer any medical questions.
- Convenient payroll deduction. With easy deductions from your paycheck, there’s no need to make a separate monthly payment.
- Value-added programs and services. You and your covered family members will have access to a suite of programs and services for use at any time at no additional cost.