Short Term Disability, Long Term Disability

As a health services company, Cigna has the capabilities and insights to deliver a more connected approach to your overall benefits strategy. Cigna has a holistic view of health that allows us to deliver personalized, proactive support to help you and your employees be healthy, productive and more financially protected. Our customer-centered approach is designed to provide a better client and customer experience.

You
Our Disability solutions are inspired by the real-life needs of individuals and their families who require them: your employees. Whether it’s financial, social or environmental stress impacting their health, we are dedicated to keeping your employees well, at work and financially secure. If a disabling illness or injury does occur, we quickly intervene by deploying our expert health coaches and vocational resources to help get employees back on their feet – and on the job – safely and as soon as possible.

• Personalized and Flexible Solutions: Offering flexible funding arrangements that allow us to design customized programs to meet your needs and the needs of your employees.
• Enhanced and Simplified Self-Service: Making claim processing and management easy through innovative tools, services and other digital enhancements.
• Innovative and Value-Add Services: Creating a streamlined experience across all disability benefits through expert resources, dedicated teams and simplified administration.

Your Employees
With disability insurance, you can prepare today to better help protect tomorrow. If an illness or injury should occur, you may need more than just health coverage. Disability insurance pays portion of your paycheck when you can't work for a period of time due to a covered illness or injury – so you can have one less thing to worry about and can focus on getting healthy. We also offer extensive return-to-work and vocational coaching services to help you get back on your feet safely and back to your full potential sooner.

• Lower rates. Group coverage is typically less expensive than if you purchased coverage on your own.
• Convenient payroll deductions. With easy deductions from your paycheck, there’s no need to write a check on a monthly basis.
• Value-added programs and services. You and your covered family members will have access to a suite of programs and services for use at any time at no additional cost.