Critical Illness Insurance

For more than a century Lincoln Financial has helped millions of people protect their livelihoods and plan for the future. With a diverse offering of employee benefits as well as retirement solutions, Lincoln strives to differentiate itself as an insurance carrier that can make the largest positive impact on any stage of an employee's life. 

Through LincSmart from Lincoln we’re proud to provide our customers with Lincoln’s Evidence of Insurability (EOI) solution, making it simple for your employees to submit EOI requests through our user-friendly connection via Single Sign-On (SSO) and receive real-time decisions from our API connection here on Benefitfocus. Going beyond API technology, our relationship with Lincoln ensures an optimized enrollment experience for your employees, shorter implementation timelines, no cost for additional standard integrations, and reduced pricing options for many qualifying products.

Bolstering their technology offering, Lincoln has invested heavily in providing brokers and employers with API solutions that remove the burden of administering benefits. To see how Lincoln makes benefits more beneficial, visit lfg.com/lincsmart. 

Why choose critical illness insurance from Lincoln? 

While medical insurance is essential, it won’t fully cover the potentially exorbitant costs associated with life-threatening critical illnesses. With the intricate level of care required for a diagnosis, families often face insurmountable medical and personal bills while trying to focus on getting well.¹ Critical illness insurance can help. For about the cost of the latest on-demand movie deducted from your paycheck each month, Lincoln’s critical illness insurance can provide a cash benefit that you can use to pay health insurance deductibles, transportation, child care and anything else you and your family need while receiving treatment.2 

Footnotes:   
¹Kumok, Zina, “Critical Illness Insurance: What Is It? Who Needs it?,” Investopedia, March 31, 2022, https://www.investopedia.com/articles/personal-finance/010416/critical-illness-insurance-who-needs-it.asp. 
²LIMRA 2020 U.S. Workplace Benefits Yearbook.