Hospital Indemnity Insurance

For more than a century Lincoln Financial has helped millions of people protect their livelihoods and plan for the future. With a diverse offering of employee benefits as well as retirement solutions, Lincoln strives to differentiate itself as an insurance carrier that can make the largest positive impact on any stage of an employee's life. 

Through LincSmart from Lincoln we’re proud to provide our customers with Lincoln’s Evidence of Insurability (EOI) solution, making it simple for your employees to submit EOI requests through our user-friendly connection via Single Sign-On (SSO) and receive real-time decisions from our API connection here on Benefitfocus. Going beyond API technology, our relationship with Lincoln ensures an optimized enrollment experience for your employees, shorter implementation timelines, no cost for additional standard integrations, and reduced pricing options for many qualifying products.

Bolstering their technology offering, Lincoln has invested heavily in providing brokers and employers with API solutions that remove the burden of administering benefits. To see how Lincoln makes benefits more beneficial, visit lfg.com/lincsmart. 

Why choose Lincoln's Hospital Indemnity insurance? 

If you or a covered family member have to go to the hospital for an accident or injury, hospital indemnity insurance provides a lump-sum cash benefit to help you take care of unexpected expenses — anything from deductibles to childcare to everyday bills. Because you’re selecting this coverage through your company, you can take advantage of group rates. You don’t have to answer medical questions to receive coverage; this is guaranteed coverage.