Term Life and AD&D

For more than a century Lincoln Financial has helped millions of people protect their livelihoods and plan for the future. With a diverse offering of employee benefits as well as retirement solutions, Lincoln strives to differentiate itself as an insurance carrier that can make the largest positive impact on any stage of an employee's life. 

Through LincSmart from Lincoln we’re proud to provide our customers with Lincoln’s Evidence of Insurability (EOI) solution, making it simple for your employees to submit EOI requests through our user-friendly connection via Single Sign-On (SSO) and receive real-time decisions from our API connection here on Benefitfocus. Going beyond API technology, our relationship with Lincoln ensures an optimized enrollment experience for your employees, shorter implementation timelines, no cost for additional standard integrations, and reduced pricing options for many qualifying products.

Bolstering their technology offering, Lincoln has invested heavily in providing brokers and employers with API solutions that remove the burden of administering benefits. To see how Lincoln makes benefits more beneficial, visit lfg.com/lincsmart. 

Why choose term life and AD&D insurance from Lincoln? 

What happens to your family financially if you or your loved one passes away? It’s not something you want to think about — but is something everyone needs to be prepared for. Term life insurance and accidental death and dismemberment (AD&D) offers the comfort that they’ll have access to funds that can help cover essential expenses, even if you’re not there.